You can link your debit card or bank account to your PayPal wallet. No, you do not need a credit card to use PayPal Pay in 4. Do I need a credit card to use PayPal Pay in 4? Under other circumstances, you will need to apply for Pay in 4, but decisions are instant. If you have a PayPal account in good standing, you can then select the Pay in 4 option from your wallet at checkout. PayPal Pay in 4 is a digital BNPL product, available everywhere online you can pay with PayPal. You can also choose to link your bank account directly, but you will need to go through a confirmation process to use it to pay for purchases online.

This will require your basic information, along with your card info and home address. To use PayPal Pay in 4 for the majority of online retailers, you need to set up a PayPal account through the PayPal website. These include The Good Guys, JB HiFi, Temple & Webster, Witchery, EB Games, Myer and more! How do I sign up? Some online shops also have a PayPal Pay in 4 payment option directly clickable at checkout. As PayPal is already so integrated into the way people shop online, it is now available as a BNPL option at hundreds of thousands of Australian and millions of global online stores. PayPal Pay in 4 has been added as an additional option to eligible customers’ existing PayPal wallets. You then repay PayPal fortnightly until the balance is cleared.Īs a result, you get to enjoy the purchase immediately while paying it off over six weeks or four interest-free instalments. When you buy the item, PayPal pays the merchant upfront and then charges you the first of four equal instalments. PayPal Pay in 4 is a BNPL service that allows you to purchase an item online priced between $30 - $2000.

So, if you’re looking for more info, Mozo is breaking down the must-knows of PayPal Pay in 4. While the idea of buying what you want and paying for it later sounds great, it’s important to know the ins and outs of what you’re really signing up for. Now, the digital payment giant has entered the Buy Now, Pay Later (BNPL) space with PayPal Pay in 4 - offered to its over 9 million active users in Australia, available everywhere you see the PayPal button.Īnd it won 3 awards in the annual 2022 Mozo People's Choice Awards for Buy Now Pay Later, picking up titles for Outstanding Customer Satisfaction, Value for Money and Most Recommended! The payment platform offers a simple way to pay for items without having to provide your card information directly to the merchant. If you’ve ever made an online purchase, you’re probably familiar with PayPal.

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